Frequently Asked Questions

3 EASY steps for SELLING your land to Land Benefit

  1. We ask for 3 business days to do our due diligence
    • Confirmation of ownership with local county records
    • Research liens or encumbrances, if any
    • Verify parcel size, location, and land use
  2. Initiate paperwork for transfer of Warranty Deed
    • Request notarized signatures
  3. Simple purchase contract
    • Transfer of funds to you

3 EASY steps for BUYING land from Land Benefit

  1. Click “Reserve Now” on our website to hold your selected property, then follow the prompt
    • Receive email confirmation of your reservation
  2. Pick your terms on our website
    • Cash price
    • Seller finance payment terms
  3. Initiate Contract for Deed
    • Fill out purchase contract – we provide the contract for you via email
    • Request notary for signatures
    • File your deed with the county clerk

That’s it! We like to keep it simple at Land Benefit, where YOUR land is YOUR future!

How do I know when I own the property?

Once a property is paid in full and a release of lien is documented, Land Benefit will initiate the paperwork to send your Warranty Deed to your local County Clerk’s office for official filing, and a copy will be sent to you. This process typically takes 7-10 business days to file the necessary paperwork.

Can I build on our property if we are still financing?

Unfortunately, adding improvements on the property during financing terms is a direct violation of the Dodd-Frank Act. However, if you are approved for a loan through a new lender to build or add improvements, the parcel will be paid off in full with this new loan.

Can I pay my loan off early?

Yes, there is no pre-payment penalty for paying off early. In fact, we offer discounts if you are in the position to pay off sooner than expected.

What if I need to change my payment information?

You may change your payment information by logging in to your secure account.

Can I use my land when I am financing from Land Benefit?

Yes! We hope you can enjoy your land as this is the best investment you can make. In fact, if your property is within an HOA, or POA you may enjoy all the benefits it offers as a property owner.

*Please note that there are county and city restrictions on use of land. Please verify with your local authorities and HOA’s.

Who pays the annual property taxes and fees (if applicable)?

Great question! We do! Because we are financing the property to you, it is our responsibility to keep the taxes and local HOA dues (if applicable) current in order to a deliver a free and clear title to you at transfer of warranty deed.

What about property insurance?

We leave that up to the property owner. Raw land insurance ranges in annual premium cost but are very inexpensive if you chose to buy a policy.

What if I am unable to make the payments?

If you are having a difficult time paying the loan, we can offer more suitable terms for your financial demands. Often, we can modify the length of the loan to reduce the monthly payment, or find a better plan that fits your needs.

Our goal is not to repossess the property as this can get expensive and time consuming. Remember, we are here to help you!

*However, please refer to your contract for deed to clarify your financial obligations/terms, as fees and penalties may apply.

If you have any question do not hesitate to contact us directly at

Ready to Buy?

At Land Benefit we make buying your dream land easy! From HUGE cash discounts to seller finance options, we tailor to the needs of our customers so they can enjoy the benefits of owning land!


Buy land, they are not making any more!

— Mark Twain